Please open up to Romans 10:9-17 and let’s read it together, and then I have a short video to show you:
“…because, if you confess with your mouth that Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved. For with the heart one believes and is justified, and with the mouth one confesses and is saved. For the Scripture says, ‘Everyone who believes in him will not be put to shame.’ For there is no distinction between Jew and Greek; for the same Lord is Lord of all, bestowing his riches on all who call on him. For ‘everyone who calls on the name of the Lord will be saved.’ How then will they call on him in whom they have not believed? And how are they to believe in him of whom they have never heard? And how are they to hear without someone preaching? And how are they to preach unless they are sent? As it is written, ‘How beautiful are the feet of those who preach the good news!’ But they have not all obeyed the gospel. For Isaiah says, ‘Lord, who has believed what he has heard from us?’ So faith comes from hearing, and hearing through the word of Christ.”
Quite a video, wasn’t it? This part of our study of the Heidelberg Catechism triggers me like crazy because it touches a passion of mine – that being the importance of knowing what you believe, why you believe that, and whether or not it’s true.
I know this sounds uncharitable and elitist or whatever, but that video drives me nuts. It’s a bunch of people who claim to be Christians, who say they attend church regularly but have no idea what they’re talking about. The interviewer didn’t ask any complex, theologically tricky questions either. Just simple ones: Will you go to heaven when you die? Can you trust the Bible? Is the church important? Are people basically good?
And they got them all wrong – as most people would in Canada and the US. It scares me, actually keeps me up at night, thinking that there are people here, that sit under my teaching, and would give similar answers to these people. It terrifies me to think that someone could sit in this church for a couple years and walk out each week thinking they are a Christian, but not actually have any confidence about what would happen to them when they die – and thereby has no hope when trials come, nor can give hope to others who they meet along the way.
That’s why I’ve written books, keep up a blog, have Overtime, teach classes, and make myself available during the week – so that everyone here can be, hopefully, crystal clear in what they believe, why they believe it, and whether or not it’s true.
And I’m not saying I get it right all the time. I wish I was more winsome and interesting and accurate so that you would hear what I’m saying with more clarity and comprehension. I know there are days that I don’t explain things properly or the sermon gets dry. I watch as the teens chat among themselves or draw or pass notes. I see the adults yawn and doze and stare blankly at me regardless of what I say. I see the same four people come to Overtime. I know the church is shrinking, the tithing is less, the ministries are drying up, and that I take some blame for that. And because of that, I feel more and more pressure to be more entertaining, more interesting, and constant wonder what I’m doing wrong that keeps people from being excited by Jesus and the Word of God.
This isn’t a chastisement, I promise. I’m not criticising you. If anything, I’m criticizing myself. As I said, it scares me to think that I could be pastor of a church for more than half a decade and that the people under my teaching would be in the same place – in knowledge, discipline, commitment, curiosity, service, financially, in repentance – as they were when I got here.
You want to know my greatest nightmare? What scares me the most? That if I were to die today and stand before God that He would say: “I know you tried, Al, but you failed your church. Instead of inspiring them towards love and good works, instead of discipling them to become greater followers of my Son, you bored them to death, lulled them to sleep, made Me look bad, and made the study of the scriptures feel mind-numbingly dreary. Your church grew no closer to me in your years than when you arrived. They don’t pray more, read more, know more, serve more, or repent more than they ever have. Your ministry was a waste of time.”
Now, I don’t think that’s true, but it scares me that I might be doing damage to the gospel. And it’s led me, many times, usually on Sunday evenings and Monday afternoons, to the brink of resigning and quitting the pastorate altogether. And I don’t say this so you’ll console me or pat me on the back. I feel your encouragement all the time. I simply say this because I want you to know that I am absolutely committed to helping you know what you ought to believe, why you ought to believe it, and whether or not it’s true. You keep me up at night! Because I believe that what we’re learning here at church are the most important things in the world. And if there is any way I can help you learn – any criticism you can give me or way I can improve so you can know God better – please let me know.
Faith that Leads to Salvation
Now, to our study: You can tell from the first word of our passage in Romans 10 that we’re jumping into the middle of an argument here. It starts with the word “because”, and there’s a whole lot going on behind that “because”, but we covered a lot of it over the past weeks, so I don’t want to get sidetracked by restating it all.
Hopefully you’ve been following along, but briefly, if you recall, as we’ve been going through the Heidelberg Catechism, we’ve been talking about man’s biggest problem (that being sin and death) and how Jesus the Mediator is the only possible hope for the salvation of humanity. [I just summarized four and a half hours of sermons.]
Last week we got into Day 7 of the study of the catechism which, in question 20, asks the question:
“Are all men, then, saved by Christ just as they perished through Adam?”
, or in other words, “Ok, how does salvation work, then?” The answer was,
“No. Only those are saved who by a true faith are grafted into Christ and accept all his benefits.”
And the next question, number 21, which we covered at the end of last week was
“What is true faith?”
If the only people who are saved are the ones who have “true faith”, then what is that? And the answer given was,
“True faith is a sure knowledge whereby I accept as true all that God has revealed to us in his Word. At the same time it is a firm confidence that not only to others, but also to me, God has granted forgiveness of sins, everlasting righteousness, and salvation, out of mere grace, only for the sake of Christ’s merits. This faith the Holy Spirit works in my heart by the gospel.”
[Just a side note to remind you of all the scriptural footnotes there that I’m not getting into but am hoping you are looking up on your own.]
So, what is “true faith”? Let me pluck out a few words there. “True faith” is “sure knowledge” and “firm confidence” in the Word of God and the Work of Jesus on the cross. Hebrews 11:1 says,
“Now faith is the assurance of things hoped for, the conviction of things not seen.”
Now, I ask you, the people in that video, did they have “sure knowledge”, “firm confidence”, “assurance”, and “conviction” in the promises of God? Not at all, right? They were like, “Gee, I hope so, maybe.”
So, follow my argument here. If the Bible says in Ephesians 2:8 that we are saved “by grace, through faith”, and in Romans 5:1 that we are “justified by faith” (Rom 5:1) in Jesus – and the definition of “faith” means having “assurance” and “conviction” in God’s promises as stated in the Bible, then are those people saved?
I can’t say I know the state of their hearts, because no man can, but Jesus says this in Matthew 7:15–16,
“Beware of false prophets, who come to you in sheep’s clothing but inwardly are ravenous wolves. You will recognize them by their fruits.”
Based on what they have said, I can say with fair confidence that they are probably not saved. Why? Because they don’t have confidence in the gospel.
That means, that even though they call themselves Christians, that they go to church two or three times a month – that their souls are destined for Hell. These are regular people. These are your friends who you think are Christians, who talk about God and prayer, who maybe come to your small group or sit next to you in church, who take communion with you, but who do not have a saving faith in Jesus because they do not believe the Word of God.
Does that make you sad and scared? Does it frighten you that people you know and love, your friends, family, children, parents, may look like sheep but are actually, what Jesus calls in Matthew 23:27-29, “whitewashed tombs, which look beautiful on the outside but on the inside are full of the bones of the dead and everything unclean…. on the outside [appearing] to people as righteous but on the inside… full of hypocrisy….” That scares me. I hope it scares you.
That’s why we need to get this right. That’s why we need to know what we’re talking about. That’s why we need to know what we believe, why we believe it, and why it’s true.
What, Then Must a Christian Believe?
And so, it follows in the Heidelberg, that if a Christian must have true faith, then we must ask question 22:
“What, then, must a Christian believe?”
Right? What is a Christian supposed to have faith in? Some would answer “Jesus” or “The Bible”, right? And they’re not wrong, but those are sort of general, right? What are we to believe about Jesus? And of course there are a lot of parts of the Bible that people have differences of opinion on, so which parts are the most critical?
For example, the New Testament, in five different letters, commands us to “greet one another with a holy kiss” (1 Peter 5:14; 1 Thess 5:26; 2 Cor 13:12). Is that as important as the commandment in Matthew 6:15 that “if you do not forgive others their trespasses, neither will your Father forgive your trespasses.”? Or, if someone were to come to you and ask you the question, “You’re a Christian, right? What do Christians believe?” it would be important to have a good answer, right? You can’t just say “I believe in Jesus”, because that’s really not specific enough. Atheists believe Jesus existed. ISIS members believe Jesus was a prophet. Even demons believe Jesus is God. And you can’t just sit them down and say, “Ok, let me read the entire Bible to you, starting in Genesis 1:1”. You need a summary, right?
So it’s important that we ask the question, “What, then, must a Christian believe?” and have a good summary of it. The answer to question 22 is:
“All that is promised us in the gospel, which the articles of our catholic and undoubted Christian faith teach us in a summary.”
So, Christians believe the “gospel”. Where do we find the gospel? In the “articles”. What does that mean? It just means “the parts of anything written down”. Then it says “of our catholic, undoubted, Christian faith…”. The word “catholic” doesn’t mean “Roman Catholic”, but simply means “universal”, held by and binding together all believers.
And what are those articulated, written down, summarized beliefs that all believers hold and have always held? That’s question 23. And the answer given is something very special. It’s something we call “The Apostles’ Creed” and it reads like this:
“I believe in God the Father almighty, Creator of heaven and earth. I believe in Jesus Christ, his only-begotten Son, our Lord; he was conceived by the Holy Spirit, born of the virgin Mary; suffered under Pontius Pilate, was crucified, dead, and buried; he descended into hell. On the third day he arose from the dead; he ascended into heaven, and sits at the right hand of God the Father almighty; from there he will come to judge the living and the dead. I believe in the Holy Spirit; I believe a holy catholic Christian church, the communion of saints; the forgiveness of sins; the resurrection of the body; and the life everlasting.”
The Apostles’ Creed
There have been a lot of creeds written over the centuries, and a lot of churches have many different creeds. In essence, as I said, a creed is merely a summary of what Christians believe. And a lot of churches, the Roman Catholic, Anglican, Reformed, and even older Baptist churches have recited The Apostles’ Creed for a very long time – almost 2000 years. The Apostles’ Creed has been the standard for a long time.
Sure, there are some churches and Christians that say things like “no creed but Christ” or “no creed but the Bible”, but they are misguided. All Christians are confessional. We all have summaries of our beliefs which we can state quickly. To say “no creed but Christ” makes no sense. What they usually mean is that they are rejecting any human attempt to claim that Christians must believe things that God doesn’t explicitly say in His Word. And for sure, that’s important. We are told not to add or subtract from the Bible (Rev 22:18-19). But a well-written creed isn’t mean to add or subtract anything, but simply to summarize. That’s why the counsels and theologians who craft them spend so much time arguing about the exact wording!
What makes the Apostles’ Creed so special? First, I have to say that the Apostles’ Creed wasn’t written by the Apostles’. It’s called that because it encapsulated what the Apostles’ believed. It was a type of “baptismal creed”, or a “catechism for new believers”. At their baptism they would be asked, “What do you believe?” or what is your “Rule of faith?” and they would rattle off a little creedal summary of the faith they held. It was essentially, a way to make sure that the person being baptized was a real Christian and gave them a chance to declare their faith publically.
When we do a baptism in our church today I ask you to give your public testimony but before we ever get that far – and you’ll know this if I baptized you – I sit down with you and ask you questions about what you believe. We talk about sin, Jesus, the crucifixion, the resurrection. Why? Because I want to make sure you are a believing Christian before I baptize you. Pastors have been doing that for a very long time. We want to make sure you know that baptism isn’t some magic ceremony that makes you a Christian, that reciting the creed isn’t some kind of magic incantation that makes God accept you. We want to make sure that your faith is a true faith.
They were doing this sort of testing right from the beginning of Christianity, even in the 1st and second century. You’ve probably heard of the Nicene Creed, right? In the third century, when a bunch of heretics and confusion started to enter the church – especially concerning whether Jesus was truly God and man at the same time – Emperor Constantine, in 325AD decided to get all the best and brightest theologians and pastors together to hash out the problem and write a short, clear summary of the most basic beliefs that Christians must have about Jesus as they appear in scripture. That became the Nicene Creed. But that creed wasn’t invented out of whole cloth. It was an adaptation, or rather a clarification, of a creed that had existed for a long time – called the Caesarean Rule of Faith. Most churches had their own creed around this time, but they were all pretty similar. In this case, the creed from Caesarea was used.
The Apostles’ Creed, though it’s difficult to date, even predates that. That’s one of the reasons it’s so special. It is considered to be the oldest, official church creed and takes it origins from around 140 AD, only a few decades after the last Apostles’ died.
One church historian says,
“… as the Lord’s Prayer is the Prayer of prayers, the Decalogue [10 Commandments] is the Law of laws, so the Apostles’’ Creed is the Creed of Creeds.”
But it’s not just its age that makes it special. It doesn’t really matter how old it is, how wonderful the words of a Creed are, how pithy it is written, or how many people agree with it. All that really matters is how much it agrees with scripture. And the Apostles’ Creed is special because it is a biblical document. The authors of the creed didn’t want to make anything up, so almost every word of it is a copy/paste from the Bible. That’s why so many theologians, from the early church fathers to John Calvin to modern times, have studied it and used it as a teaching tool for so long.
We are currently on what is called Lord’s Day 7 of the catechism, in question 23, and we are going to stay parked in the Apostles’ Creed until Day 22 and question 58! We are going to spend a long time in this document. The Heidelberg takes apart almost every single word of it, defends it from scripture, and then explains it’s importance to believers. Why? If you remember my summary of the history of the Heidelberg, it was because people’s theology and faith was all over the map – their knowledge was confused, their hope was lost, their unity in the Spirit under attack, the adults and preachers ignorant, the youth falling away from God – and they knew that what these people needed most was a solid framework to build their faith on so they could rediscover the gospel of Jesus Christ and find their hope in Him.
The passage we started with in Romans 10 ended, “So faith comes from hearing, and hearing through the word of Christ.” How do we build up faith? How do we make sure the people we know and love are saved? How do we build up our own hope during troubled and confusing times? By hearing the truth about the Word of Christ in the Gospel, in the Bible.
That passage says, “For ‘everyone who calls on the name of the Lord will be saved.’” Which is great news, but then it says, “How then will they call on him in whom they have not believed? And how are they to believe in him of whom they have never heard?”
People can’t be saved if they don’t believe. And they can’t believe if they don’t hear. And they can’t hear us if we are too afraid to talk because we don’t have confidence in our own faith, right? This is why I implore you to pray, read the word, study, and meet together. Because you are surrounded by people who need to know the hope that is within you – and they’re not going to come talk to me. They’re not going to come to church. And some of them believe lies. You have very words of life within you. I want you to have the confidence to share them – not because you feel guilty, but because you know they are true.
 https://www.christian-history.org/rule-of-faith-quotes.html, https://www.christian-history.org/nicene-creed.html
 Know the Creeds and Counsels by Justin S Holcomb pg 26.