Christian Integrity: Using Wealth Well Because of God’s Amazing Grace

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Sermon Audio:

We are saved by Grace. We cannot know God, be forgiven, get to heaven, or be saved from our sin, unless God is willing to give us grace.

Graceless Amazing Grace

The song Amazing Grace says, “Amazing Grace, how sweet the sound, that saved a wretch like me.” Now listen to this article I found online:

“In recent years, the words of the hymn have been changed in some religious publications to downplay a sense of imposed self-loathing by its singers. The second line,’That saved a wretch like me!’ has been rewritten as ‘That saved and strengthened me’, ‘that saved a soul like me’, or ‘that saved and set me free’…. Part of the reason for this change has been the altered interpretations of what wretchedness and grace means. Newton’s Calvinistic view of redemption and divine grace formed his perspective that he considered himself a sinner so vile that he was unable to change his life or be redeemed without God’s help. Yet his lyrical subtlety… leaves the hymn’s meaning open to a variety of Christian and non-Christian interpretations. “Wretch” also represents a period in Newton’s life when he saw himself outcast and miserable, as he was when he was enslaved in Sierra Leone; his own arrogance was matched by how far he had fallen in his life.”

No it doesn’t! I’m guessing that John Newton would lose his mind after reading something like that! Actually, yes, he did believe that he was “a sinner so vile that he was unable to change his life or be redeemed without God’s help”! That’s why it’s called “AMAZING GRACE”! He didn’t deserve it. He had no power, no ability, no good, no righteousness, no positivity, no merit, and could not have be redeemed except for the GRACE – the undeserved favour of God who gave His Son Jesus Christ as an atoning sacrifice for His sins! That’s the whole point of the song!

He was lost and blind – he had no way of knowing his own plight, no way of finding his way out, no way of seeing clearly – but now, because of God’s grace, he had been found and his eyes were opened! It was God’s grace that showed him that relieved his fears – not his own strength. It was God’s grace that brought him through many dangers, toils and snares – not his own intellegence. He knew that one day, “the earth will dissolve like snow, the sun forbear to shine”… it will be the end, nothing more to be done, everything utterly destroyed – except for those who are saved by God’s Grace. What makes this so Amazing is that God didn’t have to do any of it. John knew that all of the blessings, the protection, the renewal wasn’t something John deserved, but that God did out of His love. And it blew John Newton’s mind! What. Amazing. Grace!

Grace Cannot Be Achieved

I hope you have experienced this, because it is the fuel by which we live. It is the motivation for our good deeds, our worship, our sacrifice, our evangelism, our fellowship, our church, and any forgiveness we give to others. Once we realize the weight, the depth, the depravity of our wretchedness, we begin to understand enormity of the grace of God and the cost of the sacrifice of Jesus Christ on the cross!

I want to read a bit more of the article because it talks about the reason that people don’t like to sing the word “wretch”:

“The communal understanding of redemption and human self-worth has changed since Newton’s time. Since the 1970s, self-help books, psychology, and some modern expressions of Christianity have viewed this disparity in terms of grace being an innate quality within all people who must be inspired or strong enough to find it: something to achieve. In contrast to Newton’s vision of wretchedness as his willful sin and distance from God, wretchedness has instead come to mean an obstacle of physical, social, or spiritual nature to overcome in order to achieve a state of grace, happiness, or contentment…. The secular popularity of “Amazing Grace” is due to the absence of any mention about God in the lyrics until the fourth verse…, and that the song represents the ability of humanity to transform itself instead of a transformation taking place at the hands of God.”

That’s simply ridiculous! The song definitely, DEFINITELY, does not say that transformation is in the hands of humanity! The song says that before God’s Grace we are “wretched, lost, blind, and afraid”. The grace and power we need to be saved, changed, transformed, cleansed, and holy, cannot come within. We do not have the capacity.

Take a broken, addicted, strung out junkie off the streets, poke out his eyes, and drop him into the middle of a jungle. Then tell him to figure out a way to heal himself, feed himself, get healthy, grow new eyes, and find his way out of the jungle – alone. That’s what these fools are singing. It’s utter nonsense.

The Gospel

The Gospel of Jesus Christ, in the Bible, says that every human being is a sinner by nature, and by choice. Our sins carry the penalty of death – physical death, and spiritual death. The bible says:

  • “Therefore, just as sin came into the world through one man, and death through sin, and so death spread to all men because all sinned…” (Romans 5:12)
  • “For the wages of sin is death…” (Romans 6:23)
  • “…dead in our trespasses and sins.” (Ephesians 2:1)

Let me revise what I said before. Take a broken, addicted, strung out junkie off the streets, poke out his eyes… SHOOT HIM DEAD… and drop him into the middle of the jungle. Then tell him to heal himself and find a way out.

Romans 3:10-20 gives us a picture of what God sees when He looks at humanity:

“None is righteous, no, not one; no one understands; no one seeks for God. All have turned aside; together they have become worthless; no one does good, not even one. Their throat is an open grave; they use their tongues to deceive. The venom of asps is under their lips. Their mouth is full of curses and bitterness. Their feet are swift to shed blood; in their paths are ruin and misery, and the way of peace they have not known. There is no fear of God before their eyes.”

And the problem with being dead is that means you cannot do anything any more. Until we are made alive by Christ, we are essentially lifeless zombies, alive in body, but dead in spirit, only able to do things that God sees as disgusting. That’s why our good deeds, charitable works, positive vibes, striving for goodness, worldly gain, moral behaviour – all these things that people do to earn God’s favour, merit, and grace – all the things they believe will give them credit with God so that He owes them a place in heaven – carry no meaning with God before we are saved by His grace. He wants nothing from anyone who doesn’t come in the name of Jesus Christ His Son.

Undeserved Favour

So not only are these people wrong in changing the song by saying that salvation is in the hands of humanity, but they are also wrong because they say you can do good things in order to earn grace. For them, grace is available to those who earn it. You’ve heard it before – “God helps those who help themselves.” Garbage! Grace, by its very nature – by definitioncannot be earned. If it is earned, then it is a payment, not grace! Grace is “undeserved”.

People want to be able to say that they did something to achieve their own salvation. They want to be proud of themselves for what they’ve done. They conquered, climbed, outwitted, outplayed, outlasted… and God was so impressed that He opened up heaven to them. James 4:9 says, “God opposes the proud, but gives grace to the humble.”

Despite what most of the world believes, God is not up in heaven with a scorecard, or a tally sheet, weighing the good and bad things in the life of all humans. He does not say that if you have more good than bad then you get to come to heaven and have a good life. Also, unlike some religions and what almost every movie or tv show about angels claims, there is no the magic-salvation trump card… like martyring yourself, giving away lots of money, helping someone, or anything else… that makes it so God owes you one and He has to let you into His presence! Nothing could possibly be further from the truth according to Scripture! We are saved by grace.

Grace is “one of the distinctive features of the religion of the Bible. No other system of religious thought, past or present, contains an emphasis on divine grace comparable to that of the Bible.” (Baker Encyclopedia of the Bible.)

  • “For the wages of sin is death, but the gift of God is eternal life in Christ Jesus our Lord.” (Romans 6:23)
  • “Once you were alienated from God and were enemies in your minds because of your evil behavior. But now he has reconciled you by Christ’s physical body through death to present you holy in his sight, without blemish and free from accusation…” (Colossians 1:21-22 NIV)
  • “But God, being rich in mercy, because of the great love with which he loved us, even when we were dead in our trespasses, made us alive together with Christ—by grace you have been saved—and raised us up with him and seated us with him in the heavenly places in Christ Jesus, so that in the coming ages he might show the immeasurable riches of his grace in kindness toward us in Christ Jesus. For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may boast.” (Ephesians 2:4-9)

We need to understand our wretchedness, and how much we don’t deserve what we have been given by Jesus, before we can understand the love and grace of God.

How This Ties to Psalm 15

3 Psalm 15 - Love Your Neighbour - HOUSE ILLUSTRATION

Now, lets go back to Psalm 15: “LORD, who may dwell in your sanctuary? Who may live on your holy hill?”

These traits that we have been going through are a picture of what a life looks like after God has gotten a hold of it, not before. This is what a life looks like after God has taken a sinner, who could not save themselves, who loved sin and self more than God, who worshipped created things rather than creator, who made themselves enemies of God, and – even though they don’t deserve it one little bit –showed them their sin, brought them back from the dead, and then accepts them on the basis of the sacrificial death of Jesus Christ as payment for all of their sin. This is the picture of a person who understands wretchedness and grace.

Anyone who believes and accepts this is given a new nature that no longer loves sin, but hates it. Yes, they still fight with their old nature, old habits, temptations, and the world… but they have a new perspective, and new desires, that they’ve never had before. They are now a member of the body of Christ, part of God’s family. They desire to love as they have been loved, serve as they have been served, and worship and obey the one that created and saved them. That desire and the knowledge of the grace of God, helps is be people of Integrity.

It helps us be Truthful. Why? Because Jesus always tells us the truth.

It helps us be Loving. Why? Because “God is love” (1 John 4:8) and as we come to Him to be filled with love, it overflows and spills on those around us.

It helps reject vile things and Honouring the faithful. Why? Because God has given us eyes to see right from wrong and has given us honour when we had no honour.

It helps us be Trustworthy. Why? We don’t let people down because God never lets us down.

Use Wealth Well

And the final trait, which we are looking at today, is that a Christian uses their money and possessions in a Godly way. One “…who does not put out his money at interest and does not take a bribe against the innocent.” (vs 5)

I took time to go through the gospel again this morning because I believe it is the the key motivation to using our wealth well. We see our money and possessions much differently when we realize how much grace we have received from God. Without an understanding of our wretchedness, and our grace, there is no way we can be generous, because we will think that all we have is ours. We’ll think that we earned it. That it belongs to us. That we control it. That we get to decide what happens to it. That we get to keep it, sell it or destroy it if we want to, because it’s ours! Knowing our own wretchedness, and experiencing the grace of God gives us a radically different perspective.

A person who understands the grace and generosity of God looks at their money and stuff and says, “None of this is mine. It’s all God’s.”

I know what my heart is like. I know that, if left to myself, I would be selfish with this and it would cause me and others harm. I would worship it, and become addicted to it. I would use it for my own pleasure and to hurt those I don’t like. I would stack it up in great piles, and sit back and look at it and think of how wonderful I am, how powerful I am, how rich I am, how self-sufficient I am.

Or, if I didn’t have enough, I would look at the emptiness of my pockets, and I would despair, and sell out, and do any number of things just to get some. I am thankful that this is God’s and not mine. Were it not for my knowledge that God is the great provider and that I deserve nothing, I would be jealous of those who have more than me or feel pride for being better than those who have less. And if I did give some away, it would be so I would feel better, so I would get the credit, so I could show everyone how wonderful I am.

Don’t Use Wealth to Take Advantage

There are two parts to this verse. One “…who does not put out his money at interest and does not take a bribe against the innocent.”

They are two sides of the same coin. First, is that a believer lends their money [which also includes their things] without “interest”. In other words, if you are a “have”, then don’t take advantage of the “have nots”. But it is more than that. It also means that we are generous.

The Law of Moses said that in a time of crisis, a Jew could lend money or things to another Jew, but wasn’t allowed to charge interest. It was a way to make sure that the poor weren’t taken advantage of. A believer deals generously and fairly with all people, and never uses their wealth as an unfair advantage.

Wealth is not a bad thing, and there are many times in the Bible that God blesses people with great wealth. A poor person is not more holy than a rich person. This is all about the heart. What the Bible does warn about is how difficult having wealth makes it for a person to be in a right relationship with God. Jesus Himself says in Mark 10:23, “How difficult it will be for those who have wealth to enter the kingdom of God!” He also says in Luke 16:13, “No servant can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.”

Money and stuff can be very distracting to a person’s spiritual life and relationship with God, if the heart isn’t kept in check. But that doesn’t mean that a wealthy person cannot be a believer. It simply means that they will be exposed to different temptations than a poorer person would be. For example, they will find having total dependence on God harder. They may have a hard time practicing the discipline of patience because they can just go out and get what they want when they want it.

God Commands us to Be Generous

God is extremely concerned about the poor, and how the poor are treated. This is where generosity kicks in. It’s not just about not using your wealth to take advantage, but being proactive in helping those in need. Being Generous was commanded in the Law. Deuteronomy 15:7-8 said:

“If there is a poor man among your brothers in any of the towns of the land that the LORD your God is giving you, do not be hardhearted or tightfisted toward your poor brother. Rather be openhanded and freely lend him whatever he needs.”

That wasn’t a suggestion, or a pithy thought – it was the law.

Not being a cheapskate was in the Law too:

“And when you reap the harvest of your land, you shall not reap your field right up to its edge, nor shall you gather the gleanings after your harvest. You shall leave them for the poor and for the sojourner: I am the LORD your God.” (Lev 23:22)

What God was teaching the people of Israel was that, to be a worshipper of His, meant to be generous. When he looked at the nation of Israel in Isaiah 58:6-7 he saw that they were doing all the right religious acts, like fasting, praying, and keeping the special days… but acting religious wasn’t what God wanted. Being religious is no substitute for being godly.

“Is not this the fast that I choose: to loose the bonds of wickedness, to undo the straps of the yoke, to let the oppressed go free, and to break every yoke? Is it not to share your bread with the hungry and bring the homeless poor into your house; when you see the naked, to cover him, and not to hide yourself from your own flesh?”

Jesus said, “Blessed are the merciful” (Matthew 5:7), and “It is more blessed to give than to receive.” (Acts 20:35) . He told the parable of the Good Samaritan where a man generously helps out another man, even though they were enemies, and then said, “go and do likewise.” And very importantly in Luke 6:38 He said:

“…give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you.”

If you are one of the wealthy, which some of you are compared to others in Canada, and all of us are compared to others in the world, then Jesus commands us to be generous. Remember, I’m not talking about your tithe here. This is over and above your tithe. What we’re talking about is Generosity. My guess is that if you are not tithing, then you’re probably not generous either, and money and stuff is your idol and you need to repent. Jesus says generosity isn’t a single action – a one-time thing you do to feel good – it’s a lifestyle.

Selfishness

The other part of this verse is says we are to “not accept a bribe against the innocent.” Here we see the others side. This is speaking to those who are not burdened with the problem of having too much wealth. This is for those who don’t believe they have enough. The temptation for the rich is to be selfish or to use their money in a sinful way that hurts people. The temptation for the poor is to… be selfish or try to get money in a sinful way that hurts people.

A poorer person may be tempted to do something shady or illegal so they can or get paid – even if it means doing something that harms someone else. A believer values people over money and stuff, because God values people over money and stuff, and would never trade a possession for a person.

Examples of Selfishness

People do this in big ways and little ways all the time. Believers too. Here’s some examples of ways that we are selfish, and maybe we don’t even recognize it:

8 Psalm 15 - Use Wealth Well - EVIL MONEY TRACTS
Here’s a picture of one of the worst things I’ve ever seen. It’s a gospel tract that looks like a $20 bill! Can you imagine the damage this does to our reputations?

Not Tipping: They don’t tip their server, even though they know she’s on minimum wage and essentially lives off of their tips. There’s lots of excuses, but think about it: not tipping is basically trading that little bit of money in your pocket, for the dignity, worth and work of a person who served you. It’s only a few bucks to you, but if it’s repeated over and over by many people, that server won’t make enough.

I’ve had friends that have worked in restaurants as servers and they said that they hated working Sunday afternoons because that’s when the Christians would come in after service. They always had the most complaints, cause the most problems, and tipped the least.

Selling Junk: Another way to be selfish is to junky or overpriced products. Have you ever sold something to a garage sale or online that you knew didn’t work right? Have you built a reputation for doing good work, but started to slip because you wanted to make a little more? That’s selfishness.

So is trying to get people locked into a multi-level-marketing thing so you can make some cash off of them. When you know it’s just a scam, but you convince them to invest anyway because you want the money – and trade your friendship and reputation for some money – you are being selfish.

Prizing Possessions: Some people have valued possessions that they rank above people. No one can touch it, hold it, play with it, or even see it… because that possession is more valuable then the person who wants to look at it. And if that thing ever got broke, they punish the person, hate the person, scream at the person who did it. That trading card, that tv, that porcelain plate, that watch, that china cabinet, that car, that boat, that ipod, that dog or cat, that dvd collection, that craft, that shirt, that piece of memorobelia… is NOT worth more than your relationship with any human beings. Can you have something special and take care of it? Sure… but where does it rank in your heart?

Trade Health for Wealth: Another way to be selfish is to your health – or your family’s health – so you will have more. This is the person that want’s more stuff, a better vacation, a new car, a bigger house, more toys – and to do it, they make their spouse and kids eat poor quality food, not buy vitamins, not get a gym membership – etc. They trade health for wealth.

Selling products that are addictive (tobacco and drugs for example), is a form of selfishness. It elevates your gain over people’s health and wellbeing. You are using them for money.

Trade Family for Wealth: Other people will trade having more money for their family members. It’s too costly to keep that family member in their own home because of the lifestyle change, the extra equipment, and someone might have to work less (or stop working) and that means less money and less time. So they put their family member into a government home somewhere, or in a cheap place doesn’t take care of them, because they want to use their money for other things. That is a terrible sin. 1 Timothy 5:8 says, “But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever.”

Abortion is an example of this selfishness. Put aside the very small percentage of babies conceived in rape and incest, and you’re left with the vast majority of babies who are murdered because they would be an inconvenient expense to the mother or father (usually the mother). They murder their baby so they can have more freedom, more money, keep their job, keep their status, keep their career, their lifestyle – they trade their baby, a precious gift given by God, for worldly wealth. It’s sickening.

Trade People for Wealth: Some people will trade other people (or their very selves) — their bodies, their sexuality, their morality, their psychological and emotional health, their future, or someone else’s future for money. They will do horrible, evil, soul scaring things, for the sake of gaining wealth.

Slavery, human trafficking, making, using and buying pornography, are all forms of selfishness. Trading a person’s dignity – someone else’s or your own – for financial gain is demonic. You, and they, are created in God’s image and have great worth (Gen 1:26) and deserve your love and respect. To sell yourself or another to sin, to trade your very heart for wealth, is so very wrong.

God has NEVER EVER condoned racial, man-stealing, slavery or human trafficking – He hates it. Exodus 21:16 says,

“Whoever steals a man and sells him, and anyone found sin possession of him, shall be put to death.”

Paul, in the New Testament, condemns “Enslavers” and kidnappers. To do so is to commit the worst form of theft. God can provide. Selling yourself or selling someone else is never the way to freedom.

Jesus Wouldn’t Trade You for Anything

So the application here is simple. Just like the rich, even the poorest of the poor can be selfish and sin in pursuit of money and possessions.

God desires that we live our lives and our wealth in the light of the Amazing Grace of God, and His boundless generosity. Is there anything that Jesus has not given for us? He offered His own life for our sake.

Romans 8:31-32 says:

“What then shall we say to these things? If God is for us, who can be against us? He who did not spare his own Son but gave him up for us all, how will he not also with him graciously give us all things?”

Is there any limit to His grace and generosity? No! He is a good Father, infinitely wealthy, and used His resources to create us, redeem us, and continues to help us. He gave us His Son. He values us very highly, and so we are to value ourselves and others highly. Which means we live a generous and unselfish lifestyle.

Consider this. At His temptation Jesus, Satan offered Jesus a lot of things in exchange for our souls – but there was nothing that he could give that Jesus would trade for us. Satan offered Him every kingdom of the world if He would choose to not go to the cross and suffer for us. “Here’s the whole world! All you have to do is not die for these ungrateful, sinful, wretches.” But there was no amount of wealth that would buy Him off. He loved us. He traded His life for ours.

In the same way, we are to prioritize people, and will never take anything from anyone if it means that it will hurt someone else. Let us live our life in the light of God’s Amazing, Generous, Abundant Grace!

2 thoughts on “Christian Integrity: Using Wealth Well Because of God’s Amazing Grace

    Abundance | daily meditation said:
    March 4, 2014 at 6:10 pm

    […] Christian Integrity: Using Wealth Well Because of God’s Amazing Grace (artofthechristianninja.com) […]

    […] Neighbour, Honour the Faithful (which included Rejecting Hypocrites (Part 2)), Be Trustworthy and Generous (which means we Use Wealth […]

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